We offer our clients up to P2M for a maximum period of 18 months.
How long is the approval process?
Once all requirements have been submitted, approval usually takes 2-3 days.
How do I know if my loans is approved?
You will receive a notification via SMS, email, and/or a phone call.
When can I claim my loan money?
The whole process from application to releasing normally takes 5-7 business days.
How do I get my loan?
We offer Bank Deposit and Express Padala for your convenience. You may also choose to pick up your check at our office, have it deposited or delivered via Grab.
How do I pay my loan?
The loan can be paid via bank deposit, ECPay, and post-dated checks (PDC’s) with the amount bearing the equal monthly amortization of the principal and interest.
How much is the interest rate and service charge?
The interest rate ranges from 4.75% to as low as 2.5%. The service charge is only 3% of the approved loan amount.
Can I pay my entire loan before its maturity date?
Yes, you can. You may email or call us and one of our friendly staff can have this arranged for you. There is a prepayment charge of 7% only.
How much is the penalty charge for missed payments?
The penalty charge depends on the type of loan and monthly amortization.